The 4 Best Types of Rental Properties for NEW Investors to Buy

about 20 hours agoScore: 75
Getting Started
Market Research
First Listing
Profitability
Multiple Properties
Mid-Term Rental

Summary

This article from BiggerPockets discusses a four-step framework for new real estate investors to select the best type of rental property. Hosts should evaluate their goals, lifestyle, financial situation, and time available to determine the best strategy, with considerations for long-term rentals versus short-term rentals and the associated time commitment and financial implications.

Key Insights

  • Before choosing a strategy, define your goals and motivations: cash flow, tax benefits, appreciation, and personal use of properties.
  • The article suggests that the more actively involved you are in a rental, the more money you're going to make compared to things that are passive.
  • Assessing your financial situation involves checking cash on hand, credit score, DTI, and comfort with debt.

Action Items

  • Define your goals and motivations for investing in real estate, such as cash flow, financial freedom or to replace your day job.
    Effort: low
    Impact: medium
  • Evaluate how much time you have available to dedicate to your real estate portfolio, considering other commitments and responsibilities.
    Effort: low
    Impact: medium
  • Assess your current financial situation, including available cash, credit score, and debt-to-income ratio.
    Effort: low
    Impact: medium

Tools & Resources

  • Monarch Money: Monarch Money is a great app for tracking your assets and liabilities.

Watch Out For

  • Jumping into real estate without knowing your true motivation can lead to choosing the wrong strategy, burnout, and frustration.
  • Co-mingling your family’s life savings with reserves for rental property can make it harder to handle expenses.

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