TD Bank expresses cautious optimism for affordable housing in 2026

HousingWire
Published: December 19, 2025
Getting Started

Summary

TD Bank expresses cautious optimism for affordable housing growth in 2026, with multifamily, senior, and workforce housing showing the strongest demand. Hosts, especially those interested in workforce housing, should consider the impact of rising housing costs on potential guests and the possibility of public-private partnerships.

Key Insights

  • The strongest demand for affordable housing is projected in multifamily, senior and elderly housing, as well as workforce housing for essential and middle-income workers.
  • Fifty percent of affordable housing professionals believe market challenges will affect their deal pipelines next year, citing high construction costs and tariff-driven price increases as the biggest barriers.

Action Items

  • Consider the impact of rising housing costs on potential guests and the growing market for workforce housing.
    Effort: low
    Impact: medium

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