Airbnb Services Have Pushed the Limits on Hosting—But Your Insurance May Not Be Ready For It

BiggerPockets Blog
Published: February 2, 2026
Regulations & Compliance

Summary

Airbnb's new 'Services' feature introduces on-site services like private chefs and trainers, but significantly increases liability risks for hosts. Standard homeowner's insurance may not cover these exposures, so hosts should review their insurance policies to ensure adequate protection. Consider obtaining specialized short-term rental insurance from companies like Proper Insurance.

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