Insight
The US was short an estimated 4.03 million homes in 2025, indicating a structural shortage.
Congress passes 21st Century ROAD to Housing Act, sends bill to Trump
Summary
Congress passed the 21st Century ROAD to Housing Act, heading to President Trump. Key provisions limit institutional investors owning >350 single-family homes & explore small-dollar mortgages. This aims to improve housing supply & affordability.
Key takeaway