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  1. Home
  2. ·
  3. Regulations
  4. ·
  5. California
  6. ·
  7. Santa Cruz County

Santa Cruz County

Moderate
CaliforniaUpdated Apr 18, 2026
Gold-standard verification1% sourced

Cross-referenced against 3 official sources — municipal codes, planning-department pages, and government registries.

Verified Jan 30, 2026Sources 3

Summary

Plain-english overview

Unincorporated Santa Cruz County requires a Vacation Rental Permit for all stays under 30 days, with strict regulations in the Coastal Zone and designated 'Design Control Districts'. The total TOT rate is 14% following the passage of Measure L in 2022.

Restriction level

Severity 25
Classification
Moderate
25
Severity

Why this classification

  • Limited to 1 property per owner
  • Tenants cannot host
  • No night cap
  • No primary residence requirement

In plain English

What this means for you

If you're planning to rent out your property for short periods in Santa Cruz County, you'll generally need a permit. There are different rules for renting out an entire home versus renting out a room while you're present. Make sure to register with the county and collect the Transient Occupancy Tax (TOT) from your guests, which is a percentage of the rental price. Airbnb collects and remits the transient occupancy tax in unincorporated Santa Cruz County, however, Airbnb hosts must still complete a TOT application form with the County Treasurer-Tax Collector.

At a glance

Key numbers
Permit requiredYes
Night limitNone
Primary residenceNot required
Total tax rate0.1%
Permit fee$500
Processing time4-8 weeks

Regulation details

Sourced from official code
Eligibility8 rules
  • Santa Cruz County: Properties with affordable housing restrictions or subsidies cannot be used for short-term rentals.
  • Santa Cruz County: You can have a co-host or property manager help manage your listing.
  • Santa Cruz County prohibits STRs in the following property types: ADUs (built after 2020), Affordable housing units, Multi-family complexes (3+ units).
Requirements3 rules
  • Santa Cruz County: You must display your permit/registration number on your listing. Platforms may remove non-compliant listings.
  • Santa Cruz County requires liability insurance for STR hosts. Minimum coverage: $500,000. Proof of insurance must be provided upon request by the Planning Department.
Application process1 rule
  • STR regulations overview for Santa Cruz County: Unincorporated Santa Cruz County requires a Vacation Rental Permit for all stays under 30 days, with strict regulations in the Coastal Zone and designated 'Design Control Districts'. The total TOT rate is 14% following the passage of Measure L in 2022.
Fees & costs1 rule
  • Santa Cruz County charges a registration fee of $500 (one_time).
Taxes1 rule
  • Santa Cruz County charges a Transient Occupancy Tax of 0.14%. Platforms like Airbnb collect and remit this tax.
Limits & restrictions1 rule
  • Santa Cruz County: Each person can only register ONE property for short-term rental. You cannot legally operate multiple STRs.
Safety requirements1 rule
  • Santa Cruz County requires: smoke detectors, CO detectors, fire extinguisher.
Penalties1 rule
  • Santa Cruz County enforces penalties: First offense: $100. Maximum fine: $2,500 per day for repeat violations.
Exemptions2 rules
  • Santa Cruz County: Rentals of 30+ days are generally NOT considered short-term rentals and may be exempt from STR regulations (but may have other requirements).
  • Santa Cruz County exempts the following from STR regulations: long-term rentals 30+ days (county).

Frequently asked questions

5 answered

Disclaimer

Regulatory information is AI-researched from public city/county codes for educational purposes. Details may be outdated or incomplete. Always verify requirements directly with your city/county planning department before operating a short-term rental.

Researched & verified by Learn STR at GoStudioM

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