GoStudioM - Airbnb & VRBO Hosting Education Platform
CalendarAnalyzerAnalyticsLearnPricing
Guides
Videos
All VideosBest VideosTrending
NewsRulesTopics
GoStudioM - Airbnb & VRBO Hosting Education Platform

Built for hosts, by a host

Listing Analyzer

  • Get Listing Score
  • Title Generator
  • Review Responder
  • Guest Review Writer
  • All Listing Tools →

Cleaning Calendar

  • Try Calendar Free
  • Superhost Calculator
  • Maintenance Planner
  • All Operations Tools →

Financial Analytics

  • See Your Numbers
  • Fee Calculator
  • Special Offer Calculator
  • All Financial Tools →

Learn

  • Videos
  • News
  • Rules
  • Topics
  • Hosting Guides →

Compare

  • Best Cleaning Software
  • Turno Alternative
  • Properly Alternative
  • Hospitable Alternative
  • AirDNA Alternative

Legal

  • Privacy Policy
  • Terms of Service
  • SMS Consent
  • Contact Us

© 2026 GoStudioM. All rights reserved.

  1. Home
  2. ·
  3. Regulations
  4. ·
  5. Kentucky
  6. ·
  7. Louisville

Louisville

Moderate
KentuckyUpdated Mar 27, 2026
Gold-standard verification1% sourced

Cross-referenced against 3 official sources — municipal codes, planning-department pages, and government registries.

Verified Jan 30, 2026Sources 3

Summary

Plain-english overview

Louisville Metro requires all short-term rentals to register annually and pay a $100 fee. While primary residence rentals are generally permitted by right, non-primary residence rentals in residential zones often require a Conditional Use Permit (CUP).

Restriction level

Severity 8
Classification
Moderate
8
Severity

Why this classification

  • Permit required
  • Reporting required
  • No night cap
  • No primary residence requirement
  • Tenants can host

In plain English

What this means for you

To host an Airbnb in Louisville, you must first get a registration number from the city's Planning & Design department. If the home you are renting is your primary residence, the process is straightforward; however, if it is an investment property in a residential neighborhood, you will likely need to go through a 'Conditional Use Permit' public hearing process which can be expensive. You must also collect 8.5% in local transient taxes and 6% in state sales tax, though most platforms like Airbnb handle the collection for you.

At a glance

Key numbers
Permit requiredYes
Night limitNone
Primary residenceNot required
Total tax rate0.1%
Permit fee$100
Processing time2-4 weeks

6 things hosts often miss

Common compliance gaps
  1. 1Verify if you are in a 'Home Rule' city like St. Matthews, as they may have different bans or rules.
  2. 2Non-primary rentals in R-1 through R-5 zones ALWAYS require a Conditional Use Permit (CUP), which costs significantly more than the registration fee.
  3. 3You must notify all immediate neighbors via mail before your registration is considered complete.
  4. 4The 600-foot rule: In some areas, new non-primary STRs cannot be within 600 feet of an existing one.
  5. 5You must file a monthly tax return even if the platform collected all taxes for you (zero-return).
  6. 6Failure to register can result in daily fines of $125 or more.

Regulation details

Sourced from official code
Eligibility8 rules
  • Louisville allows tenants to host STRs. Requirements: Requires written consent from the property owner.
  • Louisville: Your HOA can prohibit short-term rentals even if the city allows them. Check your CC&Rs before applying.
  • Louisville: You can have a co-host or property manager help manage your listing.
Requirements18 rules
  • Louisville has different permit classes: Primary Residence (Hosted/Unhosted) and Non-Primary Residence. Hosted vs. unhosted rentals have different requirements.
  • Louisville requires liability insurance for STR hosts. Minimum coverage: 1,000,000. Liability insurance specifically for short-term rental use.
Application process11 rules
  • Louisville: To apply for an STR permit, you'll need: Floor Plan, Site Plan/Parking Plan, Proof of Primary Residence (if applicable), Proof of Notification to Neighbors, Revenue Commission Account Number.
Fees & costs2 rules
  • Louisville charges a registration fee of $100 (annual). Extended/additional fee: $250 (Conditional Use Permit (CUP) fee required for non-primary residence rentals in certain residential zones.).
  • Louisville: Non-primary rentals in R-1 through R-5 zones ALWAYS require a Conditional Use Permit (CUP), which costs significantly more than the registration fee.
Taxes3 rules
  • Louisville charges a Transient Occupancy Tax of 8.5%. This applies to stays under 30 days. Platforms like Airbnb collect and remit this tax. Note: Airbnb and VRBO remit the 1% Metro tax and 7.5% Tourism tax, but hosts must still file monthly zero-returns.
  • Kentucky has a state sales tax of 6% that applies to STR rentals.
Limits & restrictions5 rules
  • Louisville limits STRs to a maximum of 10 guests. Formula: No more than two persons per bedroom plus two additional persons, not to exceed a total of 10.
  • Louisville, KY occupancy calculation: No more than two persons per bedroom plus two additional persons, not to exceed a total of 10.. Count your bedrooms to determine your max guest limit.
  • Louisville limits stays to a maximum of 29 nights.
Safety requirements1 rule
  • Louisville requires the following safety measures for STRs: smoke detectors, CO detectors, fire extinguisher, posted maximum occupancy, posted emergency contact, Interconnected smoke alarms required in every bedroom.
Penalties4 rules
  • Louisville: Failure to register can result in daily fines of $125 or more.
  • Louisville, KY: Repeated violations can result in permanent permit revocation. You would lose the ability to operate any STR.
  • Louisville: Repeated violations can result in permanent permit revocation. You would lose the ability to operate any STR.
Exemptions3 rules
  • Louisville, KY: Rentals of 30+ days are generally NOT considered short-term rentals and may be exempt from STR regulations (but may have other requirements).
  • Louisville: Rentals of 30+ days are generally NOT considered short-term rentals and may be exempt from STR regulations (but may have other requirements).
  • Louisville exempts the following from STR regulations: long-term rentals (30+ days).

Frequently asked questions

5 answered

Disclaimer

Regulatory information is AI-researched from public city/county codes for educational purposes. Details may be outdated or incomplete. Always verify requirements directly with your city/county planning department before operating a short-term rental.

Researched & verified by Learn STR at GoStudioM

Related Content

Other Kentucky markets
BardstownModerate

Bardstown requires 'Tourist Homes' (STRs) to obtain a Conditional Use Permit (CUP) from the Joint...

· Permit· 0.1% tax
LexingtonModerate

Lexington-Fayette Urban County Government requires all short-term rentals to be licensed and...

· Permit· 0.1% tax
FrankfortModerate

Frankfort requires annual registration by May 1, a $250 regulatory fee, and enforces density caps...

· Permit· 0.2% tax