The City of Ludington requires an annual permit for all short-term rentals, with a city-wide cap on the number of permits for non-primary residences. The application requires detailed floor and parking plans, proof of $500,000 liability insurance, and a 24/7 local agent. In addition to the 6% state tax, hosts must collect a 5% Mason County Room Assessment and remit it directly to the County Treasurer, as this is not handled by booking platforms.
To host an Airbnb in Ludington, you must get an annual Short-Term Rental Permit from the city. You'll need to submit an application with a floor plan, parking plan, proof of $500,000 insurance, and a $250 fee. Your listing must include your permit number and follow rules for occupancy (2 guests per bedroom + 2) and quiet hours (10pm-8am). Be aware there's a city-wide cap on permits for non-primary residences, so check availability first. You are also personally responsible for collecting and paying a 5% Mason County Room Assessment tax directly to the county.
Permit Required
Yes
Night Limit
None
Primary Residence
Not Required
Total Tax Rate
11.0%
Disclaimer
This information is for general guidance only and should not be considered legal advice. Regulations change frequently. Always verify current requirements with local government authorities before operating a short-term rental.
Learn more about STR regulations and hosting tips.
Regulations Videos
Permit Fee
$250
Processing Time
2-4 weeks
Expert advice on STR compliance