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  1. Home
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  3. Regulations
  4. ·
  5. Mississippi
  6. ·
  7. Bay St. Louis

Bay St. Louis

Moderate
MississippiUpdated Apr 5, 2026
Gold-standard verification1% sourced

Cross-referenced against 3 official sources — municipal codes, planning-department pages, and government registries.

Verified Jan 30, 2026Sources 3

Summary

Plain-english overview

Short-term rentals are permitted in Bay St. Louis but require an annual permit and a fire safety inspection. Hosts must collect a total tax of 10% (7% state sales tax plus 3% local lodging tax).

Restriction level

Severity 21
Classification
Moderate
21
Severity

Why this classification

  • Standard permit fee: $250
  • Tenants cannot host
  • Permit required
  • Reporting required
  • No night cap
  • No primary residence requirement

In plain English

What this means for you

To host an Airbnb in Bay St. Louis, you must apply for a city permit and pass a fire safety inspection. You do not need to live on the property to rent it out, but you must have a local contact who can respond to issues. Be sure to include your city permit number on your listing and ensure you have at least one off-street parking spot for every bedroom you rent out.

At a glance

Key numbers
Permit requiredYes
Night limitNone
Primary residenceNot required
Total tax rate0.1%
Permit fee$250
Processing time2-4 weeks

7 things hosts often miss

Common compliance gaps
  1. 1Verify you are within the incorporated city limits; Hancock County unincorporated rules differ significantly.
  2. 2Parking is strictly enforced: you must provide one off-street parking space for every bedroom used for the STR.
  3. 3An annual fire inspection is mandatory and must be passed before a permit is issued.
  4. 4The maximum occupancy is capped at 10 guests regardless of home size.
  5. 5You must obtain a Mississippi Sales Tax number before the city will issue an STR permit.
  6. 6Renewal is required every January; late renewals may face the full $250 initial fee again.
  7. 7Quiet hours (10 PM - 7 AM) are strictly enforced by local police.

Regulation details

Sourced from official code
Eligibility8 rules
  • Bay St. Louis, MS: You can have a co-host or property manager help manage your listing.
  • Bay St. Louis: Your HOA can prohibit short-term rentals even if the city allows them. Check your CC&Rs before applying.
  • Bay St. Louis: You can have a co-host or property manager help manage your listing.
  • Bay St. Louis prohibits STRs in the following property types: RV, Travel trailers, Tents.
Requirements20 rules
  • Bay St. Louis, MS: A fire inspection may be required before you can operate. Schedule early as this can delay your start date.
  • Bay St. Louis: A fire inspection may be required before you can operate. Schedule early as this can delay your start date.
  • Bay St. Louis: Parking is strictly enforced: you must provide one off-street parking space for every bedroom used for the STR.
Application process10 rules
  • Bay St. Louis STR permit - Step 1: Register for MS Sales Tax Number. Obtain a sales tax ID from the Mississippi Department of Revenue for lodging tax collection. Required documents: Business info, SSN/FEIN. Time: 7-10 days.
Fees & costs2 rules
  • Bay St. Louis charges a registration fee of $250 (annual). Extended/additional fee: $100 (Annual renewal fee is $100; initial application is $250.).
  • Bay St. Louis: Renewal is required every January; late renewals may face the full $250 initial fee again.
Taxes3 rules
  • Mississippi has a state sales tax of 7% that applies to STR rentals.
  • Bay St. Louis charges a City Lodging Tax of 3%. This applies to stays under 30 days. Platforms like Airbnb collect and remit this tax. Note: Airbnb and VRBO remit the 7% state tax and 3% local tax for most MS jurisdictions including Bay St. Louis.
Limits & restrictions7 rules
  • Bay St. Louis occupancy calculation: 2 guests per bedroom plus 2 additional guests, not to exceed 10 total.. Count your bedrooms to determine your max guest limit.
  • Bay St. Louis: The maximum occupancy is capped at 10 guests regardless of home size.
Safety requirements2 rules
  • Bay St. Louis requires the following safety measures for STRs: smoke detectors, CO detectors, fire extinguisher, fire inspection, posted maximum occupancy, posted emergency contact, Egress windows must meet code, One parking space per bedroom required.
  • Bay St. Louis: An annual fire inspection is mandatory and must be passed before a permit is issued.
Penalties3 rules
  • Bay St. Louis enforces the following penalties for STR violations: First offense: $500 fine. Second offense: Revocation of permit for 1 year. Third offense: Permanent revocation. Daily fine: $100 - $500. Maximum fine: $500 per day. Permit may be revoked for violations.
  • Bay St. Louis: Repeated violations can result in permanent permit revocation. You would lose the ability to operate any STR.
Exemptions3 rules
  • Bay St. Louis, MS: Rentals of 30+ days are generally NOT considered short-term rentals and may be exempt from STR regulations (but may have other requirements).
  • Bay St. Louis exempts the following from STR regulations: long-term rentals (30+ days).

Frequently asked questions

5 answered

Disclaimer

Regulatory information is AI-researched from public city/county codes for educational purposes. Details may be outdated or incomplete. Always verify requirements directly with your city/county planning department before operating a short-term rental.

Researched & verified by Learn STR at GoStudioM

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