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  1. Home
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  3. Regulations
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  5. South Carolina
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  7. Bluffton

Bluffton

Moderate
South CarolinaUpdated Apr 12, 2026
Gold-standard verification1% sourced

Cross-referenced against 3 official sources — municipal codes, planning-department pages, and government registries.

Verified Jan 30, 2026Sources 3

Summary

Plain-english overview

The Town of Bluffton requires all short-term rental operators to obtain both an annual STR permit and a town business license. Regulations include strict occupancy limits (2 per bedroom + 2), a mandatory $1 million liability insurance policy, and local fire safety inspections.

Restriction level

Severity 18
Classification
Moderate
18
Severity

Why this classification

  • Tenants cannot host
  • Permit required
  • Reporting required
  • No night cap
  • No primary residence requirement

In plain English

What this means for you

To host an Airbnb in the Town of Bluffton, you must register annually for an STR permit ($100) and have a current town business license. You are required to have at least $1 million in liability insurance specifically for your rental activity. Your home must pass a fire safety inspection, and you need to designate a local contact person who can respond to issues within one hour. Additionally, you must remit a 3% Local Accommodations Tax to the Town quarterly, separate from what the booking platforms may collect for the state.

At a glance

Key numbers
Permit requiredYes
Night limitNone
Primary residenceNot required
Total tax rate0.1%
Permit fee$100
Processing time7-10 business days

7 things hosts often miss

Common compliance gaps
  1. 1Verify you are within Town of Bluffton limits; Beaufort County has different rules for unincorporated areas.
  2. 2HOA rules take precedence; the Town will not issue a permit if your HOA prohibits STRs.
  3. 3Parking is strictly regulated; guests must park in designated spaces shown on your approved site plan.
  4. 4Accessory Dwelling Units (ADUs) can only be rented if the property owner lives in the main house.
  5. 5Local contact persons must be available 24/7 and respond to complaints within 60 minutes.
  6. 6The 3% Town Local Accommodations Tax is often NOT collected by Airbnb/VRBO and must be paid by the host.
  7. 7Permits must be renewed annually by January 1st or they will expire.

Regulation details

Sourced from official code
Eligibility8 rules
  • Bluffton, SC: You can have a co-host or property manager help manage your listing.
  • Bluffton, SC: Your HOA can prohibit short-term rentals even if the city allows them. Check your CC&Rs before applying.
  • Bluffton does NOT require the property to be a primary residence. Investment properties are allowed.
  • Bluffton: You can have a co-host or property manager help manage your listing.
Requirements21 rules
  • Bluffton STR warning: Parking is strictly regulated; guests must park in designated spaces shown on your approved site plan.
  • Bluffton: Parking is strictly regulated; guests must park in designated spaces shown on your approved site plan.
  • Bluffton, SC: A fire inspection may be required before you can operate. Schedule early as this can delay your start date.
Application process11 rules
  • How to set up an STR in Bluffton: To host an Airbnb in the Town of Bluffton, you must register annually for an STR permit ($100) and have a current town business license. You are required to have at least $1 million in liability insurance specifically for your rental activity. Your home must pass a fire safety inspection, and you need to designate a local contact person who can respond to issues within one hour. Additionally, you must remit a 3% Local Accommodations Tax to the Town quarterly, separate from what the booking platforms may collect for the state.
Fees & costs1 rule
  • Bluffton charges a registration fee of $100 (annual).
Taxes3 rules
  • Bluffton charges a Local Accommodations Tax of 3%. This applies to stays under 30 days. Hosts are responsible for collecting and remitting this tax. Note: While Airbnb collects State (5%) and County (3%) taxes, the Town Local Accommodations Tax (3%) must typically be remitted directly to the Town by the host.
Limits & restrictions6 rules
  • Bluffton limits STRs to a maximum of 2 guests. Formula: 2 guests per bedroom, plus 2 additional persons for the entire unit
  • Bluffton, SC occupancy calculation: 2 guests per bedroom, plus 2 additional persons for the entire unit. Count your bedrooms to determine your max guest limit.
Safety requirements1 rule
  • Bluffton requires the following safety measures for STRs: smoke detectors, CO detectors, fire extinguisher, fire inspection, posted maximum occupancy, posted emergency contact, Interconnected smoke alarms required, Egress windows must meet code, Local contact person must be available 24/7 and respond within 1 hour.
Penalties5 rules
  • Bluffton enforces the following penalties for STR violations: First offense: $500 fine. Second offense: Suspension of permit. Third offense: Revocation of permit. Daily fine: Each day of violation constitutes a separate offense. Maximum fine: $500 per day plus court costs. Permit may be revoked for violations. Criminal penalties may apply.
Exemptions3 rules
  • Bluffton exempts the following from STR regulations: long-term rentals (30+ days), extended stays.
  • Bluffton, SC: Rentals of 30+ days are generally NOT considered short-term rentals and may be exempt from STR regulations (but may have other requirements).

Frequently asked questions

5 answered

Disclaimer

Regulatory information is AI-researched from public city/county codes for educational purposes. Details may be outdated or incomplete. Always verify requirements directly with your city/county planning department before operating a short-term rental.

Researched & verified by Learn STR at GoStudioM

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