St. Louis requires all short-term rental operators to obtain an annual permit from the Building Division for a $150 fee. The city distinguishes between owner-occupied and non-owner-occupied properties, with a cap of four permits for non-owner-occupied investors. Hosts must carry $500,000 in liability insurance and display their permit number on all listings.
To host an Airbnb in St. Louis, you must get an annual Short-Term Rental Permit from the city for a $150 fee. You'll need to provide proof of ownership, a floor plan, and proof of at least $500,000 in liability insurance. The city allows you to rent out your primary home or up to four other investment properties. Once approved, you must post your permit number in your online listing and also post the physical permit inside the rental unit.
Permit Required
Yes
Night Limit
None
Primary Residence
Not Required
Total Tax Rate
11.5%
Disclaimer
This information is for general guidance only and should not be considered legal advice. Regulations change frequently. Always verify current requirements with local government authorities before operating a short-term rental.
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Permit Fee
$150
Processing Time
Up to 30 days
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