- Home
- /
- Videos
- /
- Getting Started
- /
- Understanding Owner-Occupied vs. Investment Financing
Understanding Owner-Occupied vs. Investment Financing
Summary
The video explains the differences between owner-occupied financing and investment financing for STR properties, highlighting that owner-occupied financing typically offers lower down payments and interest rates, while investment loans require larger down payments and have higher interest rates.
More from Getting Started
Airbnb is offering a $750 bonus to first-time hosts during the World Cup. This is a promotional incentive to encourage new listings, potentially boosting the supply of available accommodations. Hosts can leverage this opportunity to offset startup costs and generate early revenue. The impact is increased competition in the market.
Airbnb is offering a $1,000 reward to new hosts in Toronto during the 2026 FIFA World Cup. This initiative aims to increase the availability of short-term rentals to accommodate the influx of visitors. This presents a strong incentive for new hosts in Toronto to join the platform and capitalize on increased demand.

Activist investors are increasingly targeting the travel industry, creating potential shifts in business models. This trend, fueled by the post-COVID period and pent-up demand, is evident in actions against major companies like Southwest Airlines, Norwegian Cruise Line, and Tripadvisor. Hosts should monitor these broader market influences and how they may affect the travel and short-term rental landscape.
Curated by Learn STR by GoStudioM



