You do NOT need 20% down for investment properties #investmentproperty #rentalproperty #airbnb
Summary
According to Jorge Contreras, you don't need 20% down to buy investment properties. You can use owner-occupied loans with lower down payments (3.5% with FHA loans or 5% with conventional loans) if you live in the property and rent out other bedrooms or split a portion of the home. It's illegal to immediately rent out the entire property after obtaining owner-occupied financing.
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