Keep Your 3% Rate Forever? “Portable” Mortgages Could Be Coming

BiggerPockets Blog·Published Nov 20, 2025·Pricing & Profitability
Summary

This BiggerPockets article discusses potential changes in the housing market, including the idea of portable mortgages and the increasing number of inherited homes. Hosts should be aware of broader economic trends, as changes in the real estate market can impact the demand and value of STR properties.

Key takeaway
Insight

The number of homes that are inherited has been increasing, and this summer that figure reached its highest point in over the past decade, with over 300,000 homes inherited over the last 12 months.

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