Insight
The FHFA raised the 2026 conforming loan limit to $832,750, with high-cost areas reaching $1,249,125.
Mortgage rates have fallen to levels not seen since late 2022, and are expected to soften further in 2026. This could potentially increase investment in real estate, which may impact the STR market. Hosts should monitor interest rates and adjust their investment strategies accordingly.
The FHFA raised the 2026 conforming loan limit to $832,750, with high-cost areas reaching $1,249,125.