Mortgage Rates Fall to a Three-Year Low—Will They Keep Dropping?

BiggerPockets Blog·Published Nov 26, 2025·Pricing & Profitability
Summary

Mortgage rates have fallen to levels not seen since late 2022, and are expected to soften further in 2026. This could potentially increase investment in real estate, which may impact the STR market. Hosts should monitor interest rates and adjust their investment strategies accordingly.

Key takeaway
Insight

The FHFA raised the 2026 conforming loan limit to $832,750, with high-cost areas reaching $1,249,125.

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