Insight
Mortgage rates have been hovering near 2025 lows, with the average 30-year fixed at 6.22% (Dec 11, 2025), down from 6.60% a year earlier.
This article discusses bank statement loans, which allow self-employed individuals and business owners to qualify for a mortgage using bank statements instead of traditional documentation. Hosts who are self-employed or have variable income may find this helpful for purchasing or refinancing a home, opening up new financial options.
Mortgage rates have been hovering near 2025 lows, with the average 30-year fixed at 6.22% (Dec 11, 2025), down from 6.60% a year earlier.