Insight
Non-QM securitization volume hit a record high in 2025, with DSCR loans comprising roughly 30% of that volume.
DSCR mortgages are grabbing the spotlight. They’ll gain speed in 2026
Summary
DSCR (Debt-Service-Coverage Ratio) loans, which qualify borrowers for investment properties based on expected rental income, are gaining popularity, and are expected to continue growing. This trend is driven by a high-rate environment, the rise of nontraditional income, and the interest of institutional investors. Hosts who might be looking to invest in more properties should consider this new financing option.
Key takeaway