Foreclosure Starts Fall 7.6% Nationally, But These Key Counties Show Rising Distress

BiggerPockets Blog
Published: December 22, 2025
Pricing & Profitability

Summary

Foreclosure starts are down nationally, but certain counties are seeing a rise in early-stage filings, which can indicate future pre-foreclosure opportunities. Hosts in Florida, California, Ohio, North Carolina, and Texas should monitor county-level data to anticipate potential distressed property sales and consider how this might affect their local markets.

Key Insights

  • Foreclosure Starts nationwide are down 7.65% month-over-month in November 2025, but are still 16.80% higher year over year compared to November 2024.
  • Several key counties experienced meaningful spikes in early-stage filings even as state totals declined.

Action Items

  • Monitor county-level foreclosure filings in your market to identify potential pre-foreclosure opportunities.
    Effort: low
    Impact: medium

Tools & Resources

  • ATTOM: ATTOM foreclosure data.

Common Mistakes

  • Not understanding county-level foreclosure trends may lead to missed opportunities in the pre-foreclosure market.

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