Insight
The median down payment of $30,400 in Q3 2025 was more than double the pre-pandemic figure of $13,900 in Q3 2019.
According to a Realtor.com report, the time it takes to save for a down payment in the US is about 7 years, though this varies greatly by location. Hosts in high-cost markets should be aware of these trends as they affect the affordability of properties and potential investment returns.
The median down payment of $30,400 in Q3 2025 was more than double the pre-pandemic figure of $13,900 in Q3 2019.