How The Loan Store doubled volume in a crowded wholesale market

HousingWire
Published: December 23, 2025
Pricing & Profitability

Summary

This article discusses The Loan Store's (TLS) rapid growth in the wholesale mortgage market and their strategy of focusing on non-qualified mortgages (non-QMs). Hosts can learn from their approach to building a resilient business, focusing on profitability and customer experience rather than solely chasing market share.

Key Insights

  • TLS is the largest delivery partner for three major non-QM investors, enabling it to pursue exceptions, which can represent up to 40% of non-QM loans.
  • TLS doubled its origination volume to $8.2 billion in the first nine months of 2025 compared to the same period in 2024.
  • TLS aims to close $1 billion per month in non-QM volume.

Action Items

  • Consider focusing on profitability and sustainability across market cycles, rather than solely pursuing growth in market share.
    Effort: low
    Impact: medium

Related Videos

More from Pricing & Profitability

KC has ‘highest occupancy’ of World Cup cities. Is effort to add rentals working? - Kansas City Star

This article discusses Kansas City's high occupancy rates compared to other World Cup host cities, raising questions about the effectiveness of efforts to increase short-term rental availability. It implicitly touches on market trends and the impact of major events on the STR market. The article likely explores whether increased rental supply can meet demand while analyzing the city's approach to STRs.

about 19 hours agoKansas City, MO75
Best Mountain Towns Where Homes Deliver the Strongest Airbnb Returns - Realtor.com

Realtor.com's report on best mountain towns for Airbnb returns reveals key locations for STR investment. The analysis likely includes data on occupancy rates, ADR, and RevPAR to identify profitable markets. Understanding these trends helps hosts optimize pricing strategies and choose lucrative destinations.

about 20 hours ago85
Airbnb offers $750 incentive for some Ga. hosts during FIFA World Cup - WRDW

Airbnb is offering a $750 incentive for some hosts in Georgia during the FIFA World Cup, potentially boosting occupancy and profitability. This program seeks to capitalize on increased demand from the international event, offering financial benefits to participating hosts. Learn how to qualify and leverage this incentive for your STR.

2 days agoGeorgia85

Curated by Learn STR by GoStudioM