Insight
Nonqualified mortgages, including debt-service-coverage ratio (DSCR) loans, gained traction in 2025, which cater to investors and second-home buyers.
Mortgage rates cool in 2025, but 2026 relief likely limited
Summary
Mortgage rates are expected to cool in 2026, which could impact the second-home market and potentially benefit investors using debt-service-coverage ratio (DSCR) loans. Hosts should be aware of these trends as they may influence the demand for vacation rentals and investment strategies.
Key takeaway