Insight
For the first time in many years, more homeowners carry mortgage rates at or above 6% than enjoy 3% loans, potentially increasing properties on the market. This change happened at the tail end of 2025.
A Key Stat Just Crossed a Major Milestone—And It Could Have a Major Impact on the Housing Market
Summary
A shift in mortgage rates is creating opportunities for investors, with more homeowners having 6%+ rates, loosening the 'rate-lock' on the housing market. Hosts can capitalize on this by targeting affordable markets, negotiating like it's 2018, and focusing on cash flow. Act now by researching target markets and preparing an outreach strategy.
Key takeaway