Trump’s Housing Proposals Could Work, There’s Just One Big Problem

BiggerPockets Blog
Published: January 20, 2026
Pricing & Profitability

Summary

This article discusses the Trump administration's proposed housing policies, including potential impacts of 50-year mortgages and other demand-side solutions. Hosts should be aware of these potential changes as they may affect housing market dynamics, impacting rental income and property values.

Key Insights

  • The article suggests the current housing market is unaffordable due to a combination of factors: lack of construction, millennial demand, and artificially cheap money (low mortgage rates).
  • The Trump administration is considering demand-side policies to improve affordability, such as portable mortgages, 50-year mortgages, and buying mortgage-backed securities.

Action Items

  • Hosts should stay informed about potential federal housing policy changes, as they can significantly influence market dynamics, including property values and rental income.
    Effort: low
    Impact: medium

Common Mistakes

  • The article warns that relying solely on demand-side policies may not address the underlying affordability challenges and could potentially backfire.

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