Insight
The plan covers only Airbnb bookings and is sold exclusively to hosts with five or fewer listings, requiring at least 50 nights booked through Airbnb in the past year and a year of hosting history.
Airbnb Earnings Protection Insurance: The Paid Fix for a Problem Airbnb Built
Summary
Airbnb launched Earnings Protection Insurance on June 3, 2026, offering paid coverage for small US hosts against lost income due to disasters. It's limited to hosts with 5 or fewer listings and covers Airbnb bookings only, with payouts based on historical earnings and triggered by severe events.
Key takeaway