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- Fannie Mae and Freddie Mac’s Campaign to Lower Mortgage Rates
Fannie Mae and Freddie Mac’s Campaign to Lower Mortgage Rates
Summary
Fannie Mae and Freddie Mac are increasing their mortgage-backed securities holdings, potentially lowering mortgage rates. This could impact your investment strategy as lower mortgage rates might influence property values and buyer behavior. Keep an eye on the 10-year Treasury rate.
Key Insights
- •Fannie Mae and Freddie Mac increased their mortgage-backed securities (MBS) holdings by nearly one-third from May to October 2025.
- •The average 30-year fixed mortgage rate is currently 6.22% (mid-December).
Action Items
- ✓Keep an eye on the 10-year Treasury rate.Effort: lowImpact: medium
Common Mistakes
- ⚠Failing to understand how changes in mortgage rates and the broader economic environment could influence buyer behavior and property values.
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