What should Fishers hosts know about hoas have the power to?

HOAs have the power to strictly prohibit short-term rentals in Fishers even though the city has no such ban.

What should Fishers hosts know about indiana state law (ic 36-1-24)?

Indiana state law (IC 36-1-24) prevents the city from banning STRs entirely if the property is used as a primary residence or was an active STR prior to any new restrictive ordinance.

What should Fishers hosts know about failure to collect and remit?

Failure to collect and remit the 8% Hamilton County Innkeeper's Tax is a primary area of enforcement for state/county auditors.

Fishers

Permissive

IndianaUpdated Apr 2, 2026

Gold-standard verification1% sourced

Cross-referenced against 0 official sources — municipal codes, planning-department pages, and government registries.

Verified Feb 9, 2026Sources 0

Summary

Plain-english overview

Fishers does not currently require a specific short-term rental permit, deferring to Indiana state law which protects the right to operate STRs while requiring the collection of state and county taxes.

Restriction level

Severity 3

Classification

Permissive

Severity

Why this classification

Reporting required
No STR-specific permit required
No night cap
No primary residence requirement
No STR-specific fee
Tenants can host

In plain English

What this means for you

There is no local registration or permit needed to run an Airbnb or VRBO in Fishers. However, you are required to register with the state for tax purposes and pay the 8% Hamilton County Innkeeper's tax plus 7% state sales tax. You must also follow standard city rules regarding noise, parking, and trash.

At a glance

Key numbers

Permit requiredNo

Night limitNone

Primary residenceNot required

Total tax rate0.1%

Max fine$2,500

3 things hosts often miss

Common compliance gaps

1HOAs have the power to strictly prohibit short-term rentals in Fishers even though the city has no such ban.
2Indiana state law (IC 36-1-24) prevents the city from banning STRs entirely if the property is used as a primary residence or was an active STR prior to any new restrictive ordinance.
3Failure to collect and remit the 8% Hamilton County Innkeeper's Tax is a primary area of enforcement for state/county auditors.

Regulation details

Sourced from official code

Eligibility5 rules

Fishers: You can have a co-host or property manager help manage your listing.
Fishers: Your HOA can prohibit short-term rentals even if the city allows them. Check your CC&Rs before applying.
Fishers allows tenants to host STRs. Requirements: Subject to lease agreement terms and property owner consent.
Fishers allows STRs in the following property types: Single Family, Condo, Townhouse, Multi-family.

Requirements10 rules

Fishers does not require liability insurance for STR hosts, but it is strongly recommended.

Application process5 rules

Step-by-step guide to get an STR permit in Fishers: Step 1: Register for Indiana State Sales Tax - Register your business through the Indiana Department of Revenue (DOR) via the INTIME portal to obtain a Registered Retail Merchant Certificate. Documents needed: SSN or FEIN, Business Name. Estimated time: 1 week. Cost: 25. More info: https://intime.dor.in.gov/ Step 2: Verify HOA Compliance - Before listing, check your Homeowners Association (HOA) bylaws, as they are legally permitted to ban STRs even if the city does not. Documents needed: HOA Covenants and Restrictions. Estimated time: 1 day. Step 3: Set Up Tax Collection on Platforms - Ensure your Airbnb or VRBO listing is configured to automatically collect the 7% Indiana Sales Tax and 8% Hamilton County Innkeeper's Tax. Estimated time: 1 day.

Taxes3 rules

Fishers charges a Hamilton County Innkeeper's Tax of 0.08%. This applies to stays under 30 days. Platforms like Airbnb collect and remit this tax. Note: Major platforms like Airbnb and VRBO typically collect and remit both the 7% state sales tax and the 8% county innkeeper's tax.
Indiana has a state sales tax of 0.07% that applies to STR rentals.

Limits & restrictions3 rules

Fishers limits stays to a maximum of 29 nights.
Fishers enforces quiet hours: 10pm-7am.
Fishers occupancy calculation: Subject to standard building and fire code occupancy limits.. Count your bedrooms to determine your max guest limit.

Safety requirements1 rule

Fishers requires the following safety measures for STRs: smoke detectors, CO detectors, fire extinguisher, Compliance with Indiana State Fire Code.

Penalties1 rule

Fishers enforces the following penalties for STR violations: First offense: Warning or standard nuisance fine. Second offense: Varies by code violation. Third offense: Varies by code violation. Maximum fine: 2500.

Exemptions2 rules

Fishers: Rentals of 30+ days are generally NOT considered short-term rentals and may be exempt from STR regulations (but may have other requirements).
Fishers exempts the following from STR regulations: long-term rentals (30+ days), extended stays.

How to get permitted

Step-by-step guide for Fishers

0/3

steps completed

Step 1

Register for Indiana State Sales Tax

Register your business through the Indiana Department of Revenue (DOR) via the INTIME portal to obtain a Registered Retail Merchant Certificate.

1 week$25

Documents needed

SSN or FEIN
Business Name

Official resource

Step 2

Verify HOA Compliance

Before listing, check your Homeowners Association (HOA) bylaws, as they are legally permitted to ban STRs even if the city does not.

1 dayFree

Documents needed

HOA Covenants and Restrictions

Step 3

Set Up Tax Collection on Platforms

Ensure your Airbnb or VRBO listing is configured to automatically collect the 7% Indiana Sales Tax and 8% Hamilton County Innkeeper's Tax.

1 dayFree

Frequently asked questions

4 answered

Disclaimer

Regulatory information is AI-researched from public city/county codes for educational purposes. Details may be outdated or incomplete. Always verify requirements directly with your city/county planning department before operating a short-term rental.

Researched & verified by Learn STR at GoStudioM

Fishers

Permissive

IndianaUpdated Apr 2, 2026

Gold-standard verification1% sourced

Cross-referenced against 0 official sources — municipal codes, planning-department pages, and government registries.

Verified Feb 9, 2026Sources 0

Summary

Plain-english overview

Restriction level

Severity 3

Classification

Permissive

Severity

Why this classification

Reporting required
No STR-specific permit required
No night cap
No primary residence requirement
No STR-specific fee
Tenants can host

In plain English

What this means for you

At a glance

Key numbers

Permit requiredNo

Night limitNone

Primary residenceNot required

Total tax rate0.1%

Max fine$2,500

3 things hosts often miss

Common compliance gaps

1HOAs have the power to strictly prohibit short-term rentals in Fishers even though the city has no such ban.
2Indiana state law (IC 36-1-24) prevents the city from banning STRs entirely if the property is used as a primary residence or was an active STR prior to any new restrictive ordinance.
3Failure to collect and remit the 8% Hamilton County Innkeeper's Tax is a primary area of enforcement for state/county auditors.

Regulation details

Sourced from official code

Eligibility5 rules

Fishers: You can have a co-host or property manager help manage your listing.
Fishers: Your HOA can prohibit short-term rentals even if the city allows them. Check your CC&Rs before applying.
Fishers allows tenants to host STRs. Requirements: Subject to lease agreement terms and property owner consent.
Fishers allows STRs in the following property types: Single Family, Condo, Townhouse, Multi-family.

Requirements10 rules

Fishers does not require liability insurance for STR hosts, but it is strongly recommended.

Application process5 rules

Step-by-step guide to get an STR permit in Fishers: Step 1: Register for Indiana State Sales Tax - Register your business through the Indiana Department of Revenue (DOR) via the INTIME portal to obtain a Registered Retail Merchant Certificate. Documents needed: SSN or FEIN, Business Name. Estimated time: 1 week. Cost: 25. More info: https://intime.dor.in.gov/ Step 2: Verify HOA Compliance - Before listing, check your Homeowners Association (HOA) bylaws, as they are legally permitted to ban STRs even if the city does not. Documents needed: HOA Covenants and Restrictions. Estimated time: 1 day. Step 3: Set Up Tax Collection on Platforms - Ensure your Airbnb or VRBO listing is configured to automatically collect the 7% Indiana Sales Tax and 8% Hamilton County Innkeeper's Tax. Estimated time: 1 day.

Taxes3 rules

Fishers charges a Hamilton County Innkeeper's Tax of 0.08%. This applies to stays under 30 days. Platforms like Airbnb collect and remit this tax. Note: Major platforms like Airbnb and VRBO typically collect and remit both the 7% state sales tax and the 8% county innkeeper's tax.
Indiana has a state sales tax of 0.07% that applies to STR rentals.

Limits & restrictions3 rules

Fishers limits stays to a maximum of 29 nights.
Fishers enforces quiet hours: 10pm-7am.
Fishers occupancy calculation: Subject to standard building and fire code occupancy limits.. Count your bedrooms to determine your max guest limit.

Safety requirements1 rule

Fishers requires the following safety measures for STRs: smoke detectors, CO detectors, fire extinguisher, Compliance with Indiana State Fire Code.

Penalties1 rule

Fishers enforces the following penalties for STR violations: First offense: Warning or standard nuisance fine. Second offense: Varies by code violation. Third offense: Varies by code violation. Maximum fine: 2500.

Exemptions2 rules

Fishers: Rentals of 30+ days are generally NOT considered short-term rentals and may be exempt from STR regulations (but may have other requirements).
Fishers exempts the following from STR regulations: long-term rentals (30+ days), extended stays.

How to get permitted

Step-by-step guide for Fishers

0/3

steps completed

Step 1

Register for Indiana State Sales Tax

Register your business through the Indiana Department of Revenue (DOR) via the INTIME portal to obtain a Registered Retail Merchant Certificate.

1 week$25

Documents needed

SSN or FEIN
Business Name

Official resource

Step 2

Verify HOA Compliance

Before listing, check your Homeowners Association (HOA) bylaws, as they are legally permitted to ban STRs even if the city does not.

1 dayFree

Documents needed

HOA Covenants and Restrictions

Step 3

Set Up Tax Collection on Platforms

Ensure your Airbnb or VRBO listing is configured to automatically collect the 7% Indiana Sales Tax and 8% Hamilton County Innkeeper's Tax.

1 dayFree

Frequently asked questions

4 answered

Disclaimer

Researched & verified by Learn STR at GoStudioM

Summary

Restriction level

Why this classification

In plain English

At a glance

3 things hosts often miss

Regulation details

How to get permitted

Register for Indiana State Sales Tax

Verify HOA Compliance

Set Up Tax Collection on Platforms

Frequently asked questions

1Do I need a permit for short-term rentals in Fishers?

2What is the TOT tax rate in Fishers?

3Are there rental night limits in Fishers?

4What are the penalties for non-compliance in Fishers?

Disclaimer

Summary

Restriction level

Why this classification

In plain English

At a glance

3 things hosts often miss

Regulation details

How to get permitted

Register for Indiana State Sales Tax

Verify HOA Compliance

Set Up Tax Collection on Platforms

Frequently asked questions

1Do I need a permit for short-term rentals in Fishers?

2What is the TOT tax rate in Fishers?

3Are there rental night limits in Fishers?

4What are the penalties for non-compliance in Fishers?

Disclaimer