What should Fishers hosts know about hoas have the power to?

HOAs have the power to strictly prohibit short-term rentals in Fishers even though the city has no such ban.

What should Fishers hosts know about indiana state law (ic 36-1-24)?

Indiana state law (IC 36-1-24) prevents the city from banning STRs entirely if the property is used as a primary residence or was an active STR prior to any new restrictive ordinance.

What should Fishers hosts know about failure to collect and remit?

Failure to collect and remit the 8% Hamilton County Innkeeper's Tax is a primary area of enforcement for state/county auditors.

Fishers

Permissive

STRs Allowed

IndianaLast updated: February 10, 2026

Baseline Verification

100%

Basic verification complete

Verified: Feb 9, 2026

Summary

Fishers does not currently require a specific short-term rental permit, deferring to Indiana state law which protects the right to operate STRs while requiring the collection of state and county taxes.

Restriction Level

✅

Permissive

Score: 3 (restrictive)

Why this classification:

•Reporting required
•No STR-specific permit required
•No night cap
•No primary residence requirement
•No STR-specific fee
•Tenants can host

In Plain English

There is no local registration or permit needed to run an Airbnb or VRBO in Fishers. However, you are required to register with the state for tax purposes and pay the 8% Hamilton County Innkeeper's tax plus 7% state sales tax. You must also follow standard city rules regarding noise, parking, and trash.

At a Glance

Permit Required

Night Limit

None

Primary Residence

Not Required

Total Tax Rate

0.1%

Max Fine

$2,500

3 Things Hosts Often Miss

1.HOAs have the power to strictly prohibit short-term rentals in Fishers even though the city has no such ban.
2.Indiana state law (IC 36-1-24) prevents the city from banning STRs entirely if the property is used as a primary residence or was an active STR prior to any new restrictive ordinance.
3.Failure to collect and remit the 8% Hamilton County Innkeeper's Tax is a primary area of enforcement for state/county auditors.

Regulation Details

Eligibility(5)

•Fishers: You can have a co-host or property manager help manage your listing.
•Fishers: Your HOA can prohibit short-term rentals even if the city allows them. Check your CC&Rs before applying.
•Fishers allows tenants to host STRs. Requirements: Subject to lease agreement terms and property owner consent.
•Fishers allows STRs in the following property types: Single Family, Condo, Townhouse, Multi-family.

Requirements(10)

•Fishers does not require liability insurance for STR hosts, but it is strongly recommended.

Application Process(5)

•Step-by-step guide to get an STR permit in Fishers: Step 1: Register for Indiana State Sales Tax - Register your business through the Indiana Department of Revenue (DOR) via the INTIME portal to obtain a Registered Retail Merchant Certificate. Documents needed: SSN or FEIN, Business Name. Estimated time: 1 week. Cost: 25. More info: https://intime.dor.in.gov/ Step 2: Verify HOA Compliance - Before listing, check your Homeowners Association (HOA) bylaws, as they are legally permitted to ban STRs even if the city does not. Documents needed: HOA Covenants and Restrictions. Estimated time: 1 day. Step 3: Set Up Tax Collection on Platforms - Ensure your Airbnb or VRBO listing is configured to automatically collect the 7% Indiana Sales Tax and 8% Hamilton County Innkeeper's Tax. Estimated time: 1 day.

Taxes(3)

•Fishers charges a Hamilton County Innkeeper's Tax of 0.08%. This applies to stays under 30 days. Platforms like Airbnb collect and remit this tax. Note: Major platforms like Airbnb and VRBO typically collect and remit both the 7% state sales tax and the 8% county innkeeper's tax.
•Indiana has a state sales tax of 0.07% that applies to STR rentals.

Limits & Restrictions(3)

•Fishers limits stays to a maximum of 29 nights.
•Fishers enforces quiet hours: 10pm-7am.
•Fishers occupancy calculation: Subject to standard building and fire code occupancy limits.. Count your bedrooms to determine your max guest limit.

Safety Requirements(1)

•Fishers requires the following safety measures for STRs: smoke detectors, CO detectors, fire extinguisher, Compliance with Indiana State Fire Code.

Penalties(1)

•Fishers enforces the following penalties for STR violations: First offense: Warning or standard nuisance fine. Second offense: Varies by code violation. Third offense: Varies by code violation. Maximum fine: 2500.

Exemptions(2)

•Fishers: Rentals of 30+ days are generally NOT considered short-term rentals and may be exempt from STR regulations (but may have other requirements).
•Fishers exempts the following from STR regulations: long-term rentals (30+ days), extended stays.

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Disclaimer

Regulatory information is AI-researched for educational purposes. Details may be outdated or incomplete. Always verify requirements directly with your city/county planning department before operating a short-term rental.

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South Bend

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South Bend requires short-term rentals to register with the city and comply with state-mandated permit fee caps and tax requirements.

Permit required

0.1% total tax

Bloomington

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Bloomington requires all short-term rentals to obtain a rental occupancy permit and generally mandates owner-occupancy for properties in residential zones.

Permit requiredPrimary residence

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Terre Haute

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Terre Haute requires all short-term rentals to register annually with the city's rental registry and comply with safe and habitable housing standards.

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Muncie

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Muncie requires short-term rental operators to register with the Building Commissioner, obtain an annual permit, and comply with state-mandated primary residence protections.

Permit required

0.1% total tax

Fishers

Baseline Verification

Summary

Restriction Level

Why this classification:

In Plain English

At a Glance

3 Things Hosts Often Miss

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Regulation Details

Eligibility(5)

Requirements(10)

Application Process(5)

Taxes(3)

Limits & Restrictions(3)

Safety Requirements(1)

Penalties(1)

Exemptions(2)

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Step-by-Step Application Guide

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Frequently Asked Questions

Related Content

Other Indiana Markets

South Bend

Bloomington

Terre Haute

Muncie

Fishers

Baseline Verification

Summary

Restriction Level

Why this classification:

In Plain English

At a Glance

3 Things Hosts Often Miss

Step-by-Step Application Guide

Upgrade to Pro

Frequently Asked Questions

1Do I need a permit for short-term rentals in Fishers?

2What is the TOT tax rate in Fishers?

3Are there rental night limits in Fishers?

4What are the penalties for non-compliance in Fishers?

Related Content

Other Indiana Markets

South Bend

Bloomington

Terre Haute

Muncie