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Indiana Short-Term Rental Regulations by City

Comprehensive short-term rental guides for 13 markets in Indiana.

2
⛔ Strict
15%
7
⚠️ Moderate
54%
4
✅ Permissive
31%

⛔ Strict

2 markets

Bloomington

Indiana

Strict

Bloomington requires all short-term rentals to obtain a rental occupancy permit and generally mandates owner-occupancy for properties in residential zones.

Permit required
Primary residence
0.1% total tax

West Lafayette

Indiana

Strict

West Lafayette prohibits non-owner occupied short-term rentals in single-family residential zones (R-1, R-2) while requiring permits and safety inspections in allowed commercial and multi-family zones.

Permit requiredNight limits
0.1% total tax

⚠️ Moderate

7 markets

Terre Haute

Indiana

Moderate

Terre Haute requires all short-term rentals to register annually with the city's rental registry and comply with safe and habitable housing standards.

Permit required
0.1% total tax

Evansville

Indiana

Moderate

Evansville requires all short-term rental operators to obtain an annual registration from the Area Plan Commission and adhere to specific occupancy and safety standards.

Permit required
0.1% total tax

Valparaiso

Indiana

Moderate

Valparaiso requires an annual short-term rental permit, a two-night minimum stay, and compliance with state-level retail merchant registration.

Permit required
0.1% total tax

Indianapolis

Indiana

Moderate

Indianapolis requires all short-term rental hosts to obtain an annual permit through the Department of Business and Neighborhood Services. Due to Indiana state law preemption, the city cannot ban STRs but strictly enforces registration, insurance, and tax collection requirements. Hosts must collect and remit a 10% Innkeeper's Tax in addition to the 7% state sales tax.

Permit required
0.2% total tax

Carmel

Indiana

Moderate

Carmel requires all short-term rental operators to obtain an annual permit, undergo a safety inspection, and maintain liability insurance.

Permit required
0.1% total tax

Fort Wayne

Indiana

Moderate

Fort Wayne requires a short-term rental permit and registration, with non-owner-occupied properties in residential zones typically requiring a Special Exception from the Board of Zoning Appeals and approval from 75% of adjacent neighbors.

Permit required
0.1% total tax

Greencastle

Indiana

Moderate

Greencastle requires short-term rental operators to obtain a permit and comply with specific zoning standards, including a special exception requirement for most residential districts.

Permit required
0.1% total tax

✅ Permissive

4 markets

Muncie

Indiana

Permissive

Muncie requires short-term rental operators to register with the Building Commissioner, obtain an annual permit, and comply with state-mandated primary residence protections.

Permit required
0.1% total tax

South Bend

Indiana

Permissive

South Bend requires short-term rentals to register with the city and comply with state-mandated permit fee caps and tax requirements.

Permit required
0.1% total tax

Fishers

Indiana

Permissive

Fishers does not currently require a specific short-term rental permit, deferring to Indiana state law which protects the right to operate STRs while requiring the collection of state and county taxes.

0.1% total tax

Crawfordsville

Indiana

Permissive

Short-term rentals in Crawfordsville must be registered annually as residential rental units and are subject to safety inspections every five years.

Permit required
0.1% total tax