Indiana short-term rental regulations

Indiana · The Hoosier State13 markets coveredUpdated Apr 8, 2026

Restriction mix13 markets

Prohibited0

Strict2 · 15%

Moderate7 · 54%

Permissive4 · 31%

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Strict

Heavy restrictions apply

2 markets

Heavy regulation: caps, primary-residence rules, lottery permits, or night limits.

Bloomington

Indiana

Strict

Bloomington requires all short-term rentals to obtain a rental occupancy permit and generally mandates owner-occupancy for properties in residential zones.

Permit requiredNight limitPrimary residence

Permit fee $1050.1% tax

West Lafayette

Indiana

Strict

West Lafayette prohibits non-owner occupied short-term rentals in single-family residential zones (R-1, R-2) while requiring permits and safety inspections in...

Permit requiredNight limitPrimary residence

Permit fee $1500.1% tax

Moderate

Permit required · STRs broadly allowed

7 markets

Permit + tax registration required; otherwise STRs are broadly allowed.

Terre Haute

Indiana

Moderate

Terre Haute requires all short-term rentals to register annually with the city's rental registry and comply with safe and habitable housing standards.

Permit requiredNight limitPrimary residence

Permit fee $50.1% tax

Evansville

Indiana

Moderate

Evansville requires all short-term rental operators to obtain an annual registration from the Area Plan Commission and adhere to specific occupancy and safety...

Permit requiredNight limitPrimary residence

Permit fee $1500.1% tax

Valparaiso

Indiana

Moderate

Valparaiso requires an annual short-term rental permit, a two-night minimum stay, and compliance with state-level retail merchant registration.

Permit requiredNight limitPrimary residence

Permit fee $1500.1% tax

Indianapolis

Indiana

Moderate

Indianapolis requires all short-term rental hosts to obtain an annual permit through the Department of Business and Neighborhood Services.

Permit requiredNight limitPrimary residence

Permit fee $1500.2% tax

Carmel

Indiana

Moderate

Carmel requires all short-term rental operators to obtain an annual permit, undergo a safety inspection, and maintain liability insurance.

Permit requiredNight limitPrimary residence

Permit fee $1500.1% tax

Fort Wayne

Indiana

Moderate

Fort Wayne requires a short-term rental permit and registration, with non-owner-occupied properties in residential zones typically requiring a Special...

Permit requiredNight limitPrimary residence

Permit fee $1500.1% tax

Greencastle

Indiana

Moderate

Greencastle requires short-term rental operators to obtain a permit and comply with specific zoning standards, including a special exception requirement for...

Permit requiredNight limitPrimary residence

Permit fee $1500.1% tax

Permissive

Light-touch rules · STRs welcome

4 markets

Minimal restrictions: basic registration, no permit caps, no night limits.

Muncie

Indiana

Permissive

Muncie requires short-term rental operators to register with the Building Commissioner, obtain an annual permit, and comply with state-mandated primary...

Permit requiredNight limitPrimary residence

Permit fee $1500.1% tax

South Bend

Indiana

Permissive

South Bend requires short-term rentals to register with the city and comply with state-mandated permit fee caps and tax requirements.

Permit requiredNight limitPrimary residence

Permit fee $1500.1% tax

Fishers

Indiana

Permissive

Fishers does not currently require a specific short-term rental permit, deferring to Indiana state law which protects the right to operate STRs while requiring...

Permit requiredNight limitPrimary residence

0.1% tax