The City of Memphis requires all short-term rental operators to obtain an annual permit from the Memphis and Shelby County Division of Planning and Development. The city offers two permit types: 'Owner-Occupied' for primary residences and 'Non-Owner-Occupied' for other properties, with the latter being subject to a density cap of two per block face. All operators must maintain $1,000,000 in liability insurance and display their permit number on all listings.
To host an Airbnb in Memphis, you must get an annual STR permit, which costs $250. There are two types: one for your primary home ('Owner-Occupied') and one for investment properties ('Non-Owner-Occupied'), but there's a limit of two of these per block. You'll need to provide proof of ownership, a floor plan, and proof of $1 million in liability insurance. Once you get your permit, you absolutely must include the permit number in your online listing and post the permit inside the rental.
Permit Required
Yes
Night Limit
None
Primary Residence
Not Required
Total Tax Rate
14.3%
Disclaimer
This information is for general guidance only and should not be considered legal advice. Regulations change frequently. Always verify current requirements with local government authorities before operating a short-term rental.
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Permit Fee
$250
Processing Time
2-4 weeks
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