How I'm Taking a Year Off at 31 & Still Retiring by 44 (On a Median-HCOL Salary)

BiggerPockets MoneySep 30, 202534m 55s17.9K viewsScore 85
Growth & Marketing
intermediate
financial independence
early retirement
sabbatical
high cost of living
roommates
M

Summary

AI-generated

Learn how to achieve financial independence and take a sabbatical at a young age, even on a median salary in a high-cost-of-living area. Discover strategies for cutting expenses, optimizing housing costs with roommates, and building side income to fund your early retirement goals.

Key insights

  • The key to achieving significant financial progress on a moderate income in a high-cost-of-living area is often a deliberate choice to keep expenses low, particularly housing, through shared living arrangements.

Mistakes to avoid

  • Over-focusing solely on the FIRE timeline and savings rate can lead to burnout and a loss of sight of the value of experiences and enjoying the present.

Tools & resources

  • Girl Chasing Wealthplatform

    Girl Chasing Wealth (Alex Morales) offers insights on social media and a website for those pursuing financial independence.

Frequently Asked Questions

Curated by Learn STR by GoStudioM · Summary & key insights generated by AI · Reviewed by editorial