Is the 4% rule DEAD?

Summary

The video discusses the 4% rule as a well-researched and documented approach to determining how much is enough for early retirement, especially if you have a 60/40 or 70/30 to 50/50 stock-bond portfolio. The speaker suggests viewing the 4% rule as a starting point, working longer to build a portfolio that produces an excess of cash flow, where you spend a minority of it to fund your life.