🏡 Why people rarely get a 15 year mortgage #shorts
Summary
This video explores the nuances of choosing between a 15-year and a 30-year mortgage for a rental property. It highlights that while a 15-year mortgage offers a lower interest rate, a 30-year mortgage provides flexibility with lower monthly payments, allowing investors to strategically make extra principal payments during prosperous times and conserve cash during economic downturns. Additionally, a 30-year mortgage may enable qualification for a more expensive property.
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