We Built a 5% SWR Retirement Portfolio Using Fidelity in 48 Minutes (Golden Ratio Portfolio)

BiggerPockets MoneyJul 18, 202548m 55s16.6K viewsScore 85
Pricing & Profitability
advanced
safe withdrawal rate
risk parity portfolio
retirement income
asset allocation
Fidelity investing
M

Summary

AI-generated

This episode guides viewers through building a 5% Safe Withdrawal Rate (SWR) retirement portfolio, known as the Golden Ratio Portfolio, using Fidelity. Hosts demonstrate step-by-step how to allocate assets like stocks, bonds, gold, and managed futures to create a diversified portfolio designed for income generation in retirement.

Key insights

  • A 5% Safe Withdrawal Rate (SWR) from a $2.5 million portfolio could support an annual income of $125,000, inflation-adjusted, in perpetuity, according to the principles discussed.

Tools & resources

  • Fidelity Trading Platformtool

    Fidelity's trading platform can be used to construct and manage investment portfolios, including ETFs and other assets. It offers features like dollar-based purchasing for ETFs.

Frequently Asked Questions

Curated by Learn STR by GoStudioM · Summary & key insights generated by AI · Reviewed by editorial