‘Subject to’ is DEAD (it’s over, lenders got smart) #subto

Sean RakidzichJun 26, 202513m 57s3.3K viewsScore 85
Regulations & Compliance
advanced
subject to investing
due on sale clause
real estate fraud
lease option
mortgage risk
M

Summary

AI-generated

This video explains why the 'subject to' real estate investing strategy is now high-risk due to increased lender scrutiny and potential legal ramifications. It highlights the risks of 'due on sale' clauses and offers safer alternatives like lease options for acquiring properties with less upfront capital.

Key insights

  • A scorned student or client who feels wronged by a mentor could whistleblow on 'subject to' deals, leading to investigations and potential legal action.

Mistakes to avoid

  • Believing that 'subject to' deals are a safe or legal way to acquire property without full disclosure to the lender can lead to accusations of mortgage fraud and severe penalties.

Tools & resources

  • Sean Rakidzich Mentorshipcourse

    Sean Rakidzich offers a mentorship program for Airbnb hosts.

Frequently Asked Questions

Curated by Learn STR by GoStudioM · Summary & key insights generated by AI · Reviewed by editorial