Why You Shouldn't FIRE with Just Index Funds (Very Risky) | Life After FIRE

Summary

Mindy and Carl from BiggerPockets Money discuss Scott Trench's decision to reallocate 40% of his index fund portfolio into real estate due to concerns over stock market valuations. The hosts consider the validity of relying solely on index funds for FIRE and emphasize the importance of thoughtful financial planning and diversification, not simply following trends. They highlight that Scott’s approach was calculated based on his unique circumstances, market expertise, and comfort level, recommending caution before replicating such a significant portfolio shift.