Give Up on These Overrated Retirement Tropes

about 2 months agoScore: 75
Pricing & Profitability
Profitability
Tax Strategy
Multiple Properties
Expenses

Summary

This article discusses outdated retirement advice, relevant to hosts aiming for financial independence. It suggests focusing on passive income, including real estate, and highlights the importance of adapting financial strategies for long-term goals.

Key Insights

  • Many people underestimate how expensive their 60s and 70s can be, due to increased activity and medical inflation.
  • The Social Security Administration has moved the date of when its OASI trust fund will become insolvent up to 2032, indicating potential lower benefits and higher taxes in the future.
  • The article suggests that real estate, specifically income-generating properties, can be a valuable asset to hold through retirement to generate passive income.

Action Items

  • Consider holding onto your cash flow positive real estate investments, as they can provide consistent income during retirement.
    Effort: low
    Impact: medium
  • If you're unsure about your real estate investments, and they cash flow poorly, consider selling them before retirement to avoid losses.
    Effort: low
    Impact: medium

Watch Out For

  • Relying heavily on Social Security as the sole source of income in retirement could be a mistake due to the fund's projected insolvency.

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