Say THIS to your lender to get more money! #realestate

Sean PanSep 12, 20220m 36s39.1K viewsScore 75
Pricing & Profitability
intermediate
DTI
financing
multifamily
house hacking
mortgage tips
M

Summary

AI-generated

This video explains how to leverage the Debt-to-Income (DTI) ratio to qualify for larger real estate loans. It details how purchasing a multifamily property and renting out units can increase your qualifying income by using 75% of the rental income, thereby lowering your DTI.

Key insights

  • A high DTI can limit the amount a lender is willing to loan you, preventing you from qualifying for more expensive properties.

Mistakes to avoid

  • Assuming lenders will only consider your personal income without factoring in potential rental income from a multifamily property can lead to being denied a larger loan.

Tools & resources

  • How to buy your first rental property masterclasscourse

    Attend a free masterclass on how to buy your first rental property.

Frequently Asked Questions

Curated by Learn STR by GoStudioM · Summary & key insights generated by AI · Reviewed by editorial