STR News.

A Florida law firm has launched a vacation rental injury practice, focusing on cases related to Airbnb and VRBO properties. This indicates a growing recognition of legal issues specific to the short-term rental industry. Hosts should review their insurance policies and safety protocols to mitigate risks. The firm's specialization suggests an increase in claims related to guest injuries.

A Florida law firm is launching a practice dedicated to vacation rental injury cases, focusing on Airbnb and VRBO properties. This development highlights the increasing legal considerations for short-term rental hosts. Hosts should review their insurance policies and understand potential liability risks associated with guest injuries.

A Florida law firm is launching a practice specifically for vacation rental injury claims, focusing on Airbnb and VRBO properties. This development highlights the increasing legal risks associated with short-term rentals. Hosts should be aware of potential liability and review their insurance coverage. Proactive steps may be needed.

A Florida law firm has launched a vacation rental injury practice, specifically catering to claims involving Airbnb and VRBO properties. This specialized focus indicates a growing area of legal concern for hosts, potentially increasing liability. Hosts should review their insurance coverage and ensure they are compliant with local safety regulations to minimize potential risks.

A fire occurred at a vacation rental property near Shadow Hills High School. While details are scarce, this event highlights the importance of safety protocols for STR hosts. Ensuring proper fire safety measures and having adequate insurance are crucial to protect both guests and the property.

SPG's acquisition of Proper Insurance, an MGA specializing in short-term rentals, marks a significant development in the STR insurance landscape. This move could signal increased insurance options and potentially more competitive rates for hosts. Understanding these changes is crucial for ensuring adequate coverage for your rental property.

Wister Insurance® has launched updated coverage tailored for vacation rental managers and co-hosts. This update likely addresses evolving needs within the short-term rental market, providing specialized insurance options. The new coverage suggests a response to the growing complexities of co-hosting and professional management.

A Gainesville mother is suing Airbnb and homeowners after her child nearly drowned in a swimming pool at an Ocala short-term rental. The lawsuit highlights the importance of safety measures at STRs, especially concerning child safety. It may lead to increased scrutiny of safety protocols and insurance implications for hosts.

This guide from Hostfully explores the crucial topic of vacation rental security deposits. It differentiates deposits from damage waivers and insurance, clarifies what damage deposits cover, and provides actionable steps for hosts. It also offers advice on legal requirements, deposit amounts, and effective collection methods like automated systems, ultimately helping hosts protect their properties and maintain guest satisfaction.

Airbnb's new 'Services' feature introduces on-site services like private chefs and trainers, but significantly increases liability risks for hosts. Standard homeowner's insurance may not cover these exposures, so hosts should review their insurance policies to ensure adequate protection. Consider obtaining specialized short-term rental insurance from companies like Proper Insurance.

Climate risk scores are becoming a major factor in real estate, influencing insurance costs and potentially impacting investor profits. Hosts in high-risk areas could face higher insurance premiums and difficulty securing coverage. Hosts should assess their climate risk, consider property upgrades, and work with experienced insurance brokers.

Condo prices have declined significantly, presenting potential cash flow opportunities for investors. Hosts should analyze condos based on rent generation, meticulously assess HOA profiles, and target areas with favorable insurance costs and high rental demand to capitalize on this market shift.

Dallas-Fort Worth remains a top housing market, offering potential for cash flow and growth. However, hosts should be aware of rising insurance costs in the area due to natural disasters. It's crucial to research landlord-tenant laws and property oversight programs before investing.

The 2026 World Cup is projected to significantly impact short-term rental markets, potentially increasing risks related to insurance coverage. Hosts must carefully assess their insurance policies to ensure adequate protection against increased occupancy, potential property damage, and liability issues during this high-demand period.

Landlord insurance premiums are rising due to increased hailstorms and roof claim filings. Hosts should proactively manage their properties to reduce claims and consider higher deductibles to save on insurance costs and accurately assess insurance expenses when evaluating a deal.

Title insurance companies are focusing on technology and efficiency to navigate market pressures and regulatory changes in 2026. Hosts should be aware of potential regulatory shifts stemming from GSE reforms and FinCEN's Geographic Targeting Orders, which may impact business operations.

This article details five crucial due diligence items that real estate investors often overlook when purchasing rental properties. Hosts should pay close attention to micro-market analysis, property systems, operational complexity, financial stress testing, and insurance underwriting to make informed investment decisions and protect their cash flow.

This article from BiggerPockets, presented by Steadily, highlights the importance of thoroughly reviewing your landlord insurance policy before signing. Hosts should carefully examine the policy's components, including coverage types and exclusions, to avoid denied claims and financial losses, particularly regarding water damage, roof coverage, and liability.

This article from BiggerPockets outlines critical winter tasks for landlords to protect their properties from common cold-weather damage, such as frozen pipes and slip-and-fall incidents. Hosts should clearly define winter responsibilities in their lease agreements and conduct mid-season inspections to mitigate risks and protect their investments. The article highlights the importance of investor-focused insurance, such as that provided by NREIG, to cover unexpected events.

Voxtur, a provider of attorney opinion letters (AOLs) related to real estate, has filed for Chapter 15 bankruptcy. This filing highlights the risk of using AOLs as an alternative to title insurance, and hosts should be aware of the potential liabilities and risks associated with such alternatives in their real estate dealings.

This BiggerPockets podcast episode discusses essential topics for real estate investors, including the need for umbrella insurance and the implications of using FHA loans. Hosts should consider umbrella insurance for extra liability protection and be aware of potential disadvantages when using FHA loans, such as challenges with sellers.

This article from BiggerPockets discusses the importance of ensuring your short-term rental property insurance coverage is based on rebuild value, not market value. It explains how underinsuring your property can lead to significant out-of-pocket costs in case of a total loss. Hosts should review their insurance policies annually and report any property upgrades to ensure accurate coverage.

This article discusses the benefits of using Steadily for landlord insurance, highlighting its ease of use, comprehensive coverage, and ability to manage multiple policies. Hosts can save time and potentially money by regularly reviewing their insurance coverage and exploring options like Steadily.

Digital twin technology, using AI to create 3D models of homes, is emerging as a tool to help hosts lower insurance costs in areas with high climate risks. Hosts can use these models to document improvements and potentially negotiate lower premiums. Consider using this technology as it gains prevalence.